If you care for an aging parent in California, you know how easy is can be for seniors to get lured into financial frauds. Fortunately, there are steps you can take to prevent scam artists from taking advantage of your loved ones to access their funds. USA Today offers the following advice in this case, which will help you safeguard your parent’s finances.

Have a conversation

The first step to protecting a loved one’s financial interests is to have a frank and open discussion. Ask your parents about their financial goals as they grow older and recommend that you and other family members assist them in meeting those goals. It’s best that this is a family effort, as you don’t want a single person having complete authority over your parent’s finances.

Opt out

While they may not be outright scams, some unsolicited credit card offers feature exceedingly high interest rates. When your loved one receives these offers they may be swayed by misleading language and as a result they may fail to check for other important considerations like high interest. You can prevent this problem from occurring altogether by having your parents opt out of call lists so they won’t get suspicious solicitations.

Ensure security features are activated

Fortunately, financial accounts these days are loaded with security features. For instance, your loved one can choose to receive a text alert anytime money is taken from an account. They can also set up fraud alerts, which will allow swift action in the event of a breach. Go over the available security features on things like checking accounts and walk your loved one through the process for setting them up.